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    Wizardoffinance.com is for informational purposes only for use as a research tool. The information herein is not a substitute for your accountant or lawyer, but to enhance your understanding of what they think of your financial situation, by giving you definition of the terms and information about the concepts associated with personal finance. Additionally, while we do write information about credit repair, we are not a credit repair company, a credit reporting agency or any of the like companies, we are not here to make you a payday loan or any of that kind of stuff. We are simply a content based website that provides visitors basic information about personal finance. 
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